Selaus tekijän mukaan kokoelmassa Vertaisarvioidut artikkelit (Peer-reviewed articles)

    • Regulation of short-term consumer credits 

      Takalo, Tuomas
      Journal of Banking Regulation (Palgrave Macmillan, 2019)
      The regulation of short-term consumer credit markets is heatedly debated around the world. This article uses economic research as a basis for a qualitative assessment of the regulation of the short-term consumer credit ...
    • Relative age effects in political selection 

      Tukiainen, Janne; Takalo, Tuomas; Hulkkonen, Topi
      European Journal of Political Economy (Elsevier, 2019)
      We exploit a regression discontinuity design to provide causal evidence of the relative age effect (RAE) on a long-run adult age outcome: Political selection. We find strong evidence of the RAE in politics in Finland. ...
    • Switching costs and financial stability 

      Stenbacka, Rune; Takalo, Tuomas
      Journal of Financial Stability (Elsevier, 2019)
      We establish that the effect of intensified deposit market competition, measured by reduced switching costs, on the probability of bank failures depends critically on whether we focus on competition with established customer ...