Selaus asiasanan mukaan kokoelmassa Valtion taloudellinen tutkimuskeskus VATT
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Asuntojen hintojen alueellinen eriytyminen Suomessa
VATT Tutkimukset : 191 (Valtion taloudellinen tutkimuskeskus, 18.12.2020)Asuntohintakehitystä seurataan tarkasti julkisessa keskustelussa. Laskevat asuntohinnat merkitsevät asuntojen nykyisten omistajien varallisuuden laskua. Vastaavasti asuntohintojen nousu heikentää erityisesti pienituloisten ... -
Best Education Money Can Buy? Capitalization of School Quality in Finland
CESifo Economic Studies : 2 (Oxford University Press, 2018)By international comparison, Finnish pupil achievement is high and school achievement differences small. The Finnish education system is unusual also because there are no national testing programmes, and information on ... -
Borrowing constraints and housing market liquidity
Review of Economic Dynamics : (Elsevier, 2018)We study how changes in household borrowing constraints influence housing market liquidity. To this end, we develop a housing market model with both matching and credit frictions. In the model, risk-averse households may ... -
City-wide effects of new housing supply: Evidence from moving chains
VATT Working Papers : 146 (Valtion taloudellinen tutkimuskeskus, 31.08.2021)We study the city-wide effects of new, centrally-located market-rate housing supply using geo-coded total population register data from the Helsinki Metropolitan Area. The supply of new market rate units triggers moving ... -
Delivering affordable housing and neighborhood quality: A comparison of place- and tenant-based programs
Journal of Housing Economics (Elsevier, 2018)This paper analyzes the relative merits of large place- and tenant-based housing programs in Finland in terms of housing affordability and neighborhood quality. Using hedonic regression methods and household micro data, ... -
JUE insight: City-wide effects of new housing supply: Evidence from moving chains
Journal of Urban Economics : Available online (Open access) (Elsevier, 07.01.2023)We study the city-wide effects of new, centrally-located market-rate housing supply using geo-coded population-wide register data from the Helsinki Metropolitan Area. The supply of new market rate units triggers moving ... -
Low-income housing policies: affordability and integration
Nordic Economic Policy Review : 2021:022 (Nordic Council of Ministers, 2021)I review the literature on housing policies intended to improve the housing conditions of low-income households and discuss the conclusions that can be drawn from the literature. I distinguish between tenant-based programs ... -
Revisiting the effects of housing transfer taxes
Journal of Urban Economics : Open Access (Elsevier, 2021)Housing transfer taxes are fiscally important in many countries despite evidence of substantial welfare costs. We argue that the welfare costs are larger than previously thought because previous studies ignore spillovers ... -
The impact of mortgage regulation on homeownership and household leverage: Evidence from Finland's LTV reform
VATT Working Papers : 148 (Valtion taloudellinen tutkimuskeskus, 12.10.2022)This paper examines the impact of a limit on loan-to-value (LTV) ratios implemented in Finland in 2016. Focusing on households that buy an apartment for the first time, we evaluate how the regulation influenced household ... -
Transfer taxes and household mobility: Distortion on the housing or labor market?
Journal of Urban Economics (Elsevier, 2017)We estimate the effect of the UK Stamp Duty Land Tax (SDLT) – a transfer tax on the purchase price of property or land – on different types of household mobility using micro data. Exploiting a discontinuity in the tax ...
